HPDE Insurance Program I am curious how many other track drivers are aware of this new product. I just started reading about it after registering for BIR and its suppose to be a track policy to cover your car and from what I've read so far you purchase per event for structured High-Performance Driver's Education events. But I'm still looking for a policy to read more into the fine print. So far I think its a good idea considering I've seen my share of other drivers whipping out on the track. I think the best part is this does not infrindge on your street record. https://hpdeins.locktonaffinity.com/Coverage.aspx?pID=821 In addition to this I've always wondered how others are informing their insurance companies if at all they participate in High-Performance Driver's Education events or do track events in general.
Interesting. Rates come out to $10 + $58 per $10000 worth of coverage. $183 for a 30k STi. Maybe a bit much if you are only doing a couple sessions, but more worth it for a 2-3 day event. Definitely a product that was sorely needed. I think most people just operate on the don't ask/don't tell principle with their insurance co.
There was a product mentione dat my last track day. 3% of the value of your car, get cover for 10 events. Makes a hell fo a lot of sense if you're doing a lot of events. http://www.wsibinsurance.com/de/
These insurance offerings have been around for some time now, and they are well worth it. My boss' GT3RSR cup car got T-boned at the hair pin at the Toronto F1 Gran Prix last year, he was air lifted out and everything. The insurance practically bought him a new car, I think the final bill was $103k and they covered everything except his $1500 deductible. His one day event premium was like $1k, so it's very well worth it.
Not really that worth it for me but if I had an expensive car I'd be very interested. Last year, the Ford GT that went straight into the wall in canada corner(90 degree right at the end of a long straight) at Road America, I bet he wished he had insurance.
