I got in an acceident!!!...

Monday Night 11:50PM...I was going down Portland which is Three lanes...I am going 25-30MPH...My car starts sliding to the right and in attempt to fight it I actully did a 360 and hit a parked SUV and the suv hit a Maxima in front of it..The maxima is fine just dented trunk and bumber...SUV is hit on back corner and ME my driver side door is MESSED up...A police report was filed..I was at no fault at all due to the Beauitful weather we have...So i got home I filed a clime right away and now I wait till tommorow for the phone call from the adjusnt...i believe is called...OPPS..Btw I am fine...or at least i think so..just a couple of scratchs on my hand...The car is at my house now...so..

I know many of u had these experince please give me any adivce u have...I would really appricate it..I do have a couple of questions whiche are...

- Do u guys think it could b considered totaled?..It's drivable!!
- I was at NO FAULT, I got no ticket..Will my insurence company be obligated to cover the the other two cars????
- Also If I have to take it to a shop where, or only subaru???And do u think they can like paint or fix a couple of other things and throw it on my insurnce bill?????

All help is VERY VERY appricate it...This is my first accident and I have no clue of anything..

Moh

 

Ouch!
If that happened at 30mph, I'd hate to see what would have happened at highway speeds!
I don't know how that would work with you're insurance, and the other cars, being that you are supposedly not at fault.
I would imagine if you are not at fault, the other cars' owners' insurance would cover it under comprehensive.
Don't bet on insurance covering anything other than what occured this incident. (you're talking fraud here) Though some body shops have been known to give a better deal to cash paying customers, if you get my drift.

I have only one claim on my subaru, and that was with hail damage...the insurance adjuster insisted that the pings on the spoiler were "manufacturer defects" I wonder how SOA would have liked to hear that.

If I ever have to make another claim...when they ask "any previous damage to the car?" I hope I can remember "only the stuff you wouldn't fix last time".

Good to hear you're OK...I'd say the car is far from totalled...if they tell you it is, buy it back for sure!

 

Is that black plastic on the rear window of the SUV:eek3:

 

People seem to be confused about no fault, my understanding from previous subrogation is that the "no fault" only applies to the personal injury part of any claim. There is still a "fault" percentage that is split between the insured parties. BTW you are at fault in this case, generaly the term for this sort of accident is "too fast for conditions" but a prick cop might give you a reckless or careless if he or she feels like it. Your insurance will be paying for a portion of the damage to the other cars, or you could if you would like to save on insurance bennefits. Your car is repairable, it looks like the front right fender and door are toast, some body shops might choose to repair the rear door.

I wouldn't worry about this one accident, unless you have other driving infractions on your record. Just get your car fixed at a quality body shop and move on.

http://www.state.mn.us/mn/externalD...Insurance_013003105358_Auto Insurance3-00.pdf

 

i have no input on the other areas, but i doubt its totaled, if so, DIBS

 

Bummer, I'm sorry this happened

 

New fender, new doors, mirror, glass and moldings, new rocker. Paid deductible and BAM back on the road.

Being an 5-6 yr old vehicle is your only worry really about being totaled.

 

hey butthole, get to work^^^^ also MO, glad you are OK!

 

yeah glad it's just the cars

 

Thanks guys, I am ok..I am feeling just fine....OK..So I will just go along with what happens from here...BTW YES it is my first accident...I don't see why would they total it unless cost of repair excceds the value...so we'll see what happens when I go in for an estimate....Do u guys think I should only take it to a Subaru Dealership...or any autobody...if so Please name a few good ones...and i'll keep u guys updated with any info...

Man...Frogy u really eased things...u made it all sound so easy..thanks for the info...

 

well since insurance will pay for it i'de take it to hamline, but thats just me.

651 224 4717, GREAT people

 

that sucks
i got into an accident also, and now (like in 2 hours) flying down to pick up the car that was in an accident.

 

This is my concern. Are you sure it was only 30mph? And the SUV gave way a bit after hitting it?

I hit a utility pole sideways at about 60mph with my 96 L and it did this:

 

Glad everyone is okay. Sorry about the hassle, man.

I don't know the physics here, but my thoughts are that he didn't say he slid sideways into the SUV at 25-30mph but rather was going 25-30 mph and spun a 360 into the SUV. That wouldn't be just linear forces involved. Think about the difference between a bunt and a swing in baseball: batter is stationary, the bunt is fixed and uses only the linear force of the pitch (or in this case the 25-30mph linear speed), the swing adds the kinetic (?) energy of the swinging bat rotating around the still relatively stationary batter.

Maybe I have it all wrong, but that's just my thinking. And again, glad yer alright!

 

Knowing insurance.. they are probably gonna say its a total loss.. buy it back and replace the parts.

 

Damn that sucks!!! Glad to hear no one got hurt though thats what really matters. Its hard to say on the damage. The estimators get a little carried away some times I think... A guy pulled out in front of me a couple months ago and I just barely tapped him in my dakota. I got a scuff on my bumper and a broken headlight and the insurance came up with 1200 bucks worth of damage out of that. Hopefully everything gets fixed up quickly and you're happy with it in the end. I'll second the vote for Hamline auto body! Also heard good things of Raymond auto body on here.

 

First things first - go to a doctor and get yourself checked out. Insurance will probably make you 100% at fault for this.
Buy good winter tires for next winter.

 

I 3rd Hamline Autobody, I hear they do A+ work.

 

this is true, the insurance company of the other people's vehicles will contact yours and assign a % liability or "fault" of the accident. Since the other 2 vehicles were parked you are screwed and your insur. will have to pay for their repairs. I know because I got in an accident where there was a 50/50 split of fault and I had to pay for my own repairs and the other driver had to pay for his. Inciment weather and lack of a ticket is no grounds for what insurance will or won't cover.

 

sorry Mo, i was really hoping "april fools" when I opened up this thread

 

Thats what I thought also.

 

Is it an '02? How many miles? Since it looks like the A-pillar is messed up, I'm guessing it will be close to being totaled. I can't tell from the pics what the B-pillar looks like. Half the car will need to be repainted to blend everything

 

fender= ~$250
2 new doors= ~$800-1000
rocker= upwards of 400
mirror-100
glass, mouldings=300

take about $700 in paint, 20 hours of labor minimal and you get:
a totaled car.

 

I'll bet they total it. too much labor cost indeed and those guys like to write up some major figures sometimes.

If its cheap buy it back from the ins co, and swap time!

 

man that sucks. Yeah its time to see a doctor. you probably feel fine til the next couple of days, then you might start to feel soreness. So a doctor is a must for you young man but glad you were not seriously hurt

 

The best shop I've dealt with in the twin cities is Autoworks out in rockford. Its pretty far away, but thier paint work is just amazing. Even the most difficult paint gets matched perfectly. Your paint will likely be better looking than the day it rolled off the line.
They're not cheap, but if insurance is paying they will do it right.

 

Thanks alot guys for all ur concerns....I am starting to feel some pain in my neck...so I'll most likely be make an appointment for a check up...

Other then that...I guess both ways don't sound bad...If it's a total...then I WILL BUY IT BACK...and SWAP it into an older impreza....But if they can repair it then I guess...i'll b back in the the bugeye....We'll see what happens....The only thing I don't feel like doing is dealing with the other cars that I hit...I wish I had hit a poll...or something...

I'll keep u'll updated....

^^^ No the airbag did not go off at all...I thought the side airbag would!!!!!....

 

bugeye ftw.....

 

whoa, just saw this. glad to hear your alright. Hope my twin can be repaired. if not and you decide to buy it back for a swap I'll buy some parts to help ya out. Best wishes mo!

 

same here i'd be down for that grilllllllllllllllll but i hopes it can be fixed cuz we need all the bugeyes we can cuz them damn 2.5 liters keep tryin to push us around :biggrin:

 

well there goes my future car lol

lol perfect timing too..

yeah and that suv had no rear windsheild to start with btw..

 

No!!!!

 

Hey Guys...I have some questions u guys might b able to help me with...If I was to take the car to an autobody shop to see whats the deal, in terms of totaled or repairable...Should I take all my extra parts off?????....I mean if they say it's repairable then its cool...but if they say its totaled...would they give me a chance to take the parts off??????....

And if it's totaled any clue how much would the buy back would B??????

 

Depends.
If insurance pays you for the parts then, obviously no. (This is extremely unlikely unless the otehr insurance company is paying)
If they're not, yes, but with an exception: on something that replaces a part that came on a car (say a shock or a wheel), those stay with the car unless you can replace them with OEM parts.
If they're not paying for your aftermarket parts you should have full rights to remove them as long as your car is "complete" without them

 

when they totaled my SRT i was able to go into the repair shops yard and swap my parts for the stock ones. i forgot the radio and they said if i didnt bring one in they would knock $300 off my payout. usually the shop is willing to help you out. just make sure the car is whole.

 

Buy it back for what ever they offer (prolly around $1500) then find a rustfree GC/GF and do the swap.

 

Hey guys does that really sound right ^^ around 1500$...????

 

I'm guessing the buyback would be more than that. Probably more like $3k.