Insurance Rates

Discussion in 'General Subaru Discussion' started by Snowbum, Mar 18, 2008.

  1. Snowbum
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    Snowbum Well-Known Member

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    Anyone here work at an insurance company?? I've got state farm and paying $768 every 6months for my 01 impreza. I'm 21 yrs old, my first and only speeding ticket was when i was 17. Does $1500/yr seem high to anyone else, or is it just me because its comming out of my pocket?
     
  2. Vorgto
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    Vorgto BANNED

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    I pay more!
     
  3. Wingman
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    Wingman Active Member

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    When I was 21, they wanted 1800 every six months. That's very good already.
     
  4. Nuke
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    Nuke Well-Known Member

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    My insurance finally dropped this year to 233 a month, whoowhoo, lol, it was much higher last year
     
  5. SomethingsWrong
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    SomethingsWrong Well-Known Member

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    wait a few more years, it should go down as long as you dont add to your record much. I pay $580 for six months, but i have a few years on ya.

    At one point my record sucked so bad i couldnt get insured for less than $1000 under any coverage option... damn DAS/DAR's
     
  6. idget
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    idget Want to pokéman? PM ShortytheFirefighter Staff Member

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    "Hofit" does. Farmers insurance I think. I remember talking to him briefly at the January Jorge tune this year since I use Farmers.
    Iirc there are a couple other folks here that do also.
     
  7. Bullwinkle
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    Bullwinkle Well-Known Member

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    It's all relative. Your insurance will go down significantly as you age if you don't get any tickets.
     
  8. Jackstand
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    Jackstand Well-Known Member

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    I pay 250 a month
     
  9. Iroc-Z
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    Iroc-Z Well-Known Member

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    I think my insurance is like 160 a month.
     
  10. Jackstand
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    Jackstand Well-Known Member

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    you lucky butthole:biggrin:
     
  11. bummpy
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    bummpy New Member

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    100 a month for the wrx wagon.
     
  12. idget
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    idget Want to pokéman? PM ShortytheFirefighter Staff Member

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    $125 a month. Deductible?

    +1

    I pay $75 a month with $500 deductible on an 07 STI but I'm also 25+, multiple car owner, home owner, direct withdrawal, pre-paid, etc...
     
  13. Iroc-Z
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    Iroc-Z Well-Known Member

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    Yeah but I still have to scam my insurance through my parents.
     
  14. Ryan
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    Ryan Sled drifting master

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    $86 a month for full coverage on my '05 wrx wag.

    Sometimes being married and over 25 has it's advantages. Also owning your own house under the same company helps.
     
  15. Jackstand
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    Jackstand Well-Known Member

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    me 2 and i still pay 250 lol
     
  16. Snowbum
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    Snowbum Well-Known Member

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    damn, I want to be older so i can save more money lol. I can save 200 bucks a yr with either geico or progressive. Anyone know if either one of these companies is better and why?
     
  17. AWDimprezaL
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    AWDimprezaL has more posts than you

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    i saved over 100 bucks by switching to AMFAM and i added life insurance, full coverage, and another vehicle
     
  18. readymix
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    readymix ...Lest ye be trod upon... Staff Member

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    I pay 98/mo for full coverage on the wrx.
     
  19. ArcticWolf
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    ArcticWolf Well-Known Member

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    You're paying about what I pay for my 06 imp. 2.5i (800/6mo) ... same age, etc. Weird.
     
  20. TSTRBOY2004
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    TSTRBOY2004 Well-Known Member

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    we paid about $425 / yr for the 03 WRX
    and are paying about $530 /yr for the Shoebox


    yeah married, children, house owners, ex-business owners must help
     
  21. idget
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    idget Want to pokéman? PM ShortytheFirefighter Staff Member

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    "testes boy 2004?"
    I don't get it ;)
     
  22. Scuba Steve
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    Scuba Steve Well-Known Member

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    121 for full coverage and home owners insurance
     
  23. TSTRBOY2004
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    TSTRBOY2004 Well-Known Member

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    thats cause not only doesmy car have big balls... SO DO IIIIIIIIIIIIIIIIIIII!!


    ToaSTeRBOY2004
     
  24. TSTRBOY2004
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    TSTRBOY2004 Well-Known Member

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    per year???

    if so through whom
     
  25. Paul Revere
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    Paul Revere BANNED

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    $190 a month with a accident from two years ago, this October it should drop to $130 or so on my own insurance plan and not off my parents.
     
  26. readymix
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    readymix ...Lest ye be trod upon... Staff Member

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    I have a government employee rate. And I yelled at them for a solid hour and a half right before I moved to MN and got put on the preferred plan. I was paying 900/6mo in CA, and they said my 6mo rate would jump to 2080/6mo in MN because minnesota requires uninsured motorist coverage. Which is absolute crap...not the uninsured motorist thing, but the part about my insurance more than doubling.
     
  27. ArcticWolf
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    ArcticWolf Well-Known Member

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    Oops, I meant the OP was paying what I pay for my 06.

    Breaks down to 136/mo.
     
  28. Rexwagon
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    Rexwagon Well-Known Member

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    I pay 200 month for my wagon
     
  29. Roon
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    Roon Well-Known Member

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    I pay $587 every 6 month's with Progressive. I have a 1k deductible but I also have 3 claims on my record.....so who knows? I am 24 btw.
     
  30. wrexinator03
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    wrexinator03 Banana Cream

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    192 a month for the bugeye right now but 2 tickets in the past 6 months....uh ohssss
     
  31. saimasta
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    saimasta New Member

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    I'm 18 and pay $305 a month to fully insure my sti. I have one speeding ticket. So Yeah!
     
  32. tmarc12366009
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    tmarc12366009 Well-Known Member

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    Approx. $1300/6 months through Progressive... :roll: LAME! Full coverage/$500 deductible...

    I am 27 but have an small accident and 1 speeding ticket on within the last 3 years... :mad:
     
  33. AWDimprezaL
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    AWDimprezaL has more posts than you

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    the grand total is $165 per month for: my cutlass, 06 zzr600 (full coverage) 2003 mazda 6 (full coverage) and 1996 L (full coverage) yeah I used to be getting raped, now I rule
     
  34. Ej22TIM
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    Ej22TIM Well-Known Member

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    I also pay 165/ month for my legacy only, they still dont know I have 2 careless......
     
  35. Skarecrow
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    Skarecrow Well-Known Member

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    175.00 for the 06 sti
     
  36. Flat4
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    Flat4 Well-Known Member

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    I pay $109 a month for full coverage with a $750 deductible on my 06 sti
     
  37. BoBo82
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    BoBo82 Member

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    I pay 142 a month with progressive for my 05 STi. I am 25. Reasonable I guess. No incidents on my record at all.
     
  38. subytek
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    subytek Well-Known Member

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    I pay $76 a month for full coverage. 04 wrx, spotless record, over 25, $250 deductible.
     
  39. idget
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    idget Want to pokéman? PM ShortytheFirefighter Staff Member

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    :eek3: Add in price of gas and that's my monthly payment:laugh:
    Sucks dude.
     
  40. readymix
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    readymix ...Lest ye be trod upon... Staff Member

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    That's more than the price of my registration, gas, and insurance for the month of December.
     
  41. Chux
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    Chux Well-Known Member

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    hehehe......35 a month here :yumyum:



    so I'm still on my parents' plan, have no tickets on my record, drive a car that, as far as the insurance company is concerned, is a FWD AT 1.8l POS, and have Liability only.
     
  42. modsuby
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    modsuby New Member

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    41 a month with liability only, under parents plan
     
  43. Scuba Steve
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    Scuba Steve Well-Known Member

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    i wish..that's monthly
     
  44. esperunit
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    esperunit Well-Known Member

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    $120 / month for an 06 wagon. Married and over 25 here with good credit though. Live in downtown mpls.

    whoops forgot that has homeowners insurance too

    I love my scooter insurance, 2006 B&W 250, $50 a year.
     
  45. WRX1
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    WRX1 _ Staff Member

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    Wow, the gresat part about being old. 02 wrx, full coverage, $120 deductable and it is only $375 every 6 months.

    Russ